Articles from October 2009



This is a free society?

This morning, news outlets everywhere carried recent news out of the Treasury Department.  The Pay Czar, who is certainly living up to the moniker Czar, announced today (WallStreetJournal):

The U.S. pay czar will cut in half the average compensation for 175 employees at firms receiving large sums of government aid, with the vast majority of salaries coming in under $500,000, according to people familiar with the government’s plans.

As expected, the biggest cut will be to salaries, which will drop by 90% on average. Kenneth Feinberg, the Treasury Department’s special master for compensation, also intends to demand a host of corporate governance changes at those firms….

Even without bothering with the fact that the government is not in any position to understand what kind of compensation any single employee should have, this is still a radical and arbitrary move that if continued can work to destabilize the economy.

Beyond that, this decision is an anathema to a free society breaking not only the contract rights of ordinary citizens, but also violating all individuals by pushing a blatant ex  post facto punishment.

In a free society, within reason, individuals should be able to contract for any reason they want.  In this case, you have employees who have privately contracted with their employers for certain remuneration based upon their perceived worth to the company.

I say perceived work, because obviously not all hiring decisions work out for the company even if the employee does very well at their job.  Personality conflicts, culture conflicts, and even performance problems are some of the reasons why a new hire might not work out as expected.  Unless specifically stated in the employment contract, even in these cases the employer’s general resource is firing, not taking back pay.

Adding to this is the simple, real, true fact that this is by its very nature an ex post facto punishment for perceived mismanagement.  It has been a legal tradition for centuries, a that passing laws, which retroactively punish people, is against a free in democratic society.

In fact it’s in the US Constitution and universally recognized by a number of treaties including Universal Declaration of Human Rights and American Declaration of the Rights and Duties of Man (from Wiki):

no person be held guilty of any criminal law that did not exist at the time of offence nor suffer any penalty heavier than what existed at the time of offense. It does however permit application of either domestic or international law….

To be fair, there are some uses for ex post facto laws which have been recognized by our supreme court including allowing for Congress to grant administrative agencies the ability to do just this thing.  So legally speaking, this might be ok, however to anyone who proposes to value freedom, it should be obvious that even allowing administrative agencies this power was a massive failure of all branches of the government.  They are supposed to protect our freedoms, not remove them one at a time.

Either way – it’s intuitive that both contract rights & ex post facto laws are required for a free society.  If the government can interfere at will in private contracts and retroactively punish you for perceived wrongdoings, you have no ability to make relevant decisions for your life as you have no ability to be secure that those decisions will continue to hold true.

This insecurity is what creates instability in most third world countries today.  This lack of basic economic & legal foundation is what continues to plague most of the planet and yet we seem to be moving on the same path.

A week ago or so, a Democratic non-profit held a focus group of GOP members & Independents (here).  Among other interesting things they found, they noted how the GOP members opposed the President because they felt he was attempting to fundamentally move away from our founding principles.

They went further to note how this differed from Independents “underscoring the extreme disconnect of the conservative Republican base voters”.

I will say this move is absolute proof that the GOP members have it right.  If the administration allows this travesty, it is without a doubt a complete move away from not only our founding principles, but away from freedom in general.

Random Quote Wednesday

With my track record of keeping schedules, this might the first and last Random Quote Wednesday, but in today’s society my intent is seemingly more important than the results.  So if this is the last installment, I still get an A for effort.

Irregardless, during lunch today I was discussing interesting quotes, quips, comebacks, and even in one case, almost a partial quote.

Partial Quote First:

Towards the end of Albert Einstein’s life, he began working furiously to disprove some of his own earlier work as it lead to the beginning of quantum theory.  In a debate between Mr. Einstein and immense genius Neils Bohr, Mr. Einstein was explaining his objections to the probabilistic nature of quantum theory, versus his beliefs in a more deterministic.  His life work of finding that elusive theory of everything, he couldn’t bring himself to believe in a chaotic or random system.  To that end he stated confidently:

“God does not play dice with the universe.”

Which is a quote that a lot of people have heard before.  The better quote from this exchange however belongs to Mr. Bohr who replied:

“”Don’t tell God what to do with his dice.”

From there, in my random, ADHD way, this lead to me think about other good comebacks or quips in history starting with President Ronald Reagan whose quick wit verged on genius.

Even in trying times he seemed to have his wits about him.  While going into surgery following the assassination attempt, he looked up to note he was surrounded by surgeons to whom he stated:

“God I hope you’re all Republicans.”

At a better time in his administration he used this humor very well.  During one press conference he was being pushed hard by a certain young white house correspondent, Sam Donaldson (here):

“Mr. President, in talking about the continuing recession tonight, you have blamed mistakes in the past and you have blamed the Congress. Does any of the blame belong to you?”

To which Mr. Reagan quickly replied:

“Yes because for many years I was a Democrat.”

For one of my all time favorite exchanges though, enter Milton Friedman.  As one of the most influential thinkers of this century, he pushed for school vouchers, for less regulations, against price & wage controls, and other topics.

One of those topics he successfully argued in Congress was to end the draft.  From LibertyUnbound (here):

…Friedman not only solidified the verdict against the draft; he vigorously defended it in congressional testimony. He had a famous confrontation with Gen. William Westmoreland, commander of the forces in Vietnam. Friedman tells it in “Two Lucky People”:

In the course of his testimony, he made the statement that he did not want to command an army of mercenaries. I stopped him and said, “General, would you rather command an army of slaves?” He drew himself up and said, “I don’t like to hear our patriotic draftees referred to as slaves.” I said, “I don’t like to hear our patriotic volunteers referred to as mercenaries.” But I went on to say, “If they are mercenaries, then I, sir, am a mercenary professor, and you, sir, are a mercenary general; we are served by mercenary physicians, we use a mercenary lawyer, and we get our meat from a mercenary butcher.” That was the last that we heard from the general about mercenaries….

This was in 1966, where actual logic and rationale could have a real impact, regardless of “whose team” said it first:

…In December 1966, when the Vietnam War still had the strong support of the American public, the University of Chicago held a conference on the draft. There were 74 participants. Friedman was there, and spoke against the draft, as did economist Walter Oi. Several politicians were there too, including Senator Edward Kennedy and a young Republican congressman named Donald Rumsfeld. Also anthropologist Margaret Mead, who favored the draft. In his and his wife Rose’s autobiography, “Two Lucky People,” Friedman wrote:

I have attended many conferences. I have never attended any other that had so dramatic an effect on the participants. A straw poll taken at the outset of the conference recorded two-thirds of the participants in favor of the draft; a similar poll at the end, two-thirds opposed. I believe that this conference was the key event that started the ball rolling decisively toward ending the draft….

That’s all for this inaugural installment of Random Quote Wednesday.   Please feel free to share interesting stories and quotes from history.

PS:  For any Anita Dunn fans – I will not quote mass murderers with admiration nor ever refer to any dictator as one of my favorite philosophers.

Crazy Uncle Joe

Is it just me or does Vice President Joe Biden actually appear to be a non-member of the White House staff?

I could be seeing patterns where they don’t exist, but it seems that each time Mr. Biden opens his mouth, the WH either ignores it completely or attempts to restate it.

Remember  the swine flu thing? (at NPR):

“I would tell members of my family — and I have — that I wouldn’t go anywhere in confined places now,” Vice President Joe Biden said today as he made the rounds of the morning TV news shows. “It’s not just going into Mexico. If you’re any place in a confined aircraft and one person sneezes, it goes all the way through the aircraft.”…

Followed shortly thereafter by WH clarification (LA Times):

…”I think the vice president misrepresented what the vice president wanted to say,” said White House Press Secretary Robert Gibbs….

Later in the day, Gibbs was pressed about the discrepancy between Biden’s original words and the White House’s.

“I understand what he said. I’m telling you what he meant to say,” Gibbs said…

After proving his immense knowledge of swine flu, he went on to call Russia a crumbling system (@ Washington Times):

…Secretary of State Hillary Rodham Clinton was forced Sunday to correct publicly Mr. Biden’s characterization of Russia as a crumbling country, a description that infuriated Russian officials and contradicted President Obama’s efforts to “reset” relations with the world power….

Just like that one crazy uncle, he’s the comedic gift that keeps on giving.  This week, as the White House has pushed hard to show how the stimulus has worked, Mr. Biden started using words like “depression” (@ ABC News):

In recent weeks, Vice President Joe Biden has said that the U.S. economy has been in what he calls “a great recession” and has stressed that it is not a depression, echoing the general consensus of the nation’s economists.

But today the vice president took some liberty with the economic terms to illustrate the continuing struggles of the unemployed in the United States.

For the millions of Americans without a job, “it’s a depression,” Biden said….

In fact, not only does Biden seem to misrepresent the curent administration’s positions, he isn’t even internally consistent (ABC News):

…Just two weeks ago, Biden said that he calls the current state of the economy “the great recession” because it’s “the single worst economic circumstance” the United States has been in, “short of a depression.”

On Oct. 2, Biden said that “fears of a depression have been replaced by forecasts of recovery” and on Sept. 3 Biden said that “instead of talking about the beginning of a depression, we’re talking about the end of a recession eight months after taking office.”…

Now it’s true that some statements made by VPs are seemingly stupid only because the VP is being pushed to say things the President can ‘t.  This is especially true during campaigns, but also during any actual administration.

Either way – I’m truly torn.  On the one hand, I honestly hope Mr. Biden starts getting invited to WH briefings in order to reduce his perceived idiocy on the world stage.  On the other hand – almost every time he talks, I get a good laugh.

Sharks can swim?!?!?

In news that shouldn’t be necessary, but probably is, a Democratic group ran a focus group to see if racism was involved in the conservative opposition to President Obama’s policies (@Politico.com):

Racism is not a factor driving conservative opposition to President Barack Obama, according to the results of focus groups conducted by Democracy Corps, a Democratic organization, released on Friday….

It’s amazing they had to study that specifically as if studying the fact thirsty humans like water, but it’s a very good thing it was done and publicly reported.

Of course are this  is a political focus group, they continue:

…Nevertheless, members of the conservative base of the GOP said they believe the president is pursuing a “secret agenda” designed to push the country toward socialism.

“This is a pretty dominant view in the Republican Party,” said Democratic strategist James Carville, who worked on the report.

Rather than attributing their dislike of Obama to race, participants in the focus groups, which were a project of Greenberg Quinlan Rosner Research, said that their disaffection was borne out of a sense that the president was orchestrating an effort to steer the country away from its “founding principles.”…

Notice how they seemingly conflate “socialism” with moving away from “founding principles”, but overall they are stating what most knew – the opposition is honestly and truly focused on ideas.

But it can’t stop there.  It goes on to say things like the GOP wants Mr. Obama to fail, which differs from Independents in that the GOP seems to have an ethical imperative to prevent the move away from the founding principles.   Because of this, the report states:

…“On virtually every point of discussion around President Obama and the major issues facing our country, these two audiences simply saw the world in fundamentally different ways — underscoring the extreme disconnect of the conservative Republican base voters,” the report’s authors wrote….

The idea there is an extreme disconnect is an interesting conclusion, but it’s not presented by any facts in the report. This doesn’t mean this conclusion is false, but from the data they are allowing us to see, it doesn’t prove it true.  In fact, over 1/2 the country is against the current health care reforms being pushed by the White House which seems to contradict their conclusion on at least one topic.

Additionally the comparison they are using between GOP voters and Independents seems week.  Not only do I need to understand more about the the specifics in relationship to answers & questions to properly analyze, but also need to understand what they define as “Independent” as self-described Independent voters aren’t a monolithic organization which can be easily used to make an easy comparison.

Not only that, but my understanding from political insiders, there aren’t near as many independent voters as there are people who tell us they are independent.  Most independents vote like everyone else.  They follow a pretty tight party line vote on their representatives because one party is closer to their beliefs than the other.   They might be more likely to switch, but they are almost as consistent as party members.

& honestly, being consistent shouldn’t be a true issue.  A true “independent” would seem to be a description of a wishy-washy kind of way of dealing with politics in general.  I’ll grant for those truly in this category, it’s much easier to watch the winds blow and point yourself in that appropriate direction than to honestly question the philosophical underpinnings of any administration or policy and stick to your beliefs, but it shouldn’t be held up as some standard of centric thought.

When talking to some of these people one gets the idea that they are simply conflict avoidant.  That some have a strange belief that having a specific philosophy only ends with a close-minded person incapable of compromise.

It’s the opposite though – having a philosophy doesn’t mean you have to be dogmatic in every single thing.  It does mean you have to work for logically consistent beliefs which agree with your values.  It also means, that if new facts are shown to prove one of your beliefs incorrect, you have to honestly rethink that position. & most importantly it means, you hold not only your opposition to those standards, but also your leaders.

With our society today however, it’s seems many of us are more comfortable simply saying “I’m for X and against Y, regardless of inconsistencies” than they are in doing the work required to build a true foundation of beliefs from which to work from.

What they miss, is that they have a philosophy by their very actions.  Observers will view others’ actions & decisions over time and can make true statements as to their basic set of beliefs, consistent or not.

The question therefore isn’t, what philosophy will I have, but will that philosophy be contained within a consistent framework based upon my values and views on morality, or will that philosophy only be based upon prevailing thoughts?

But I digress – there is still great news in the report.  The fact the Democratic leadership is learning what most of us already understood can only help current public debates.

Game Theory Applications

NBER has recently produced a working paper titled Game Theory and Major League Sports asserting “Professionals Do Not Play Minimax: Evidence from Major League Baseball and the National Football League”.

By analyzing over 3 million baseball pitches & football over 125 thousand plays, they work to find out if the assumption of minimax holds true and if not, try be able to find any hidden strategies which are currently being used.  According to the research:

…Authors Kenneth Kovash and Steven Levitt find that: “Pitchers appear to throw too many fastballs; football teams pass less than they should.” They also find that the selection of pitches or plays is too predictable. The researchers conclude that “correcting these decisionmaking errors could be worth as many as two additional victories a year to a Major League Baseball franchise and more than a half win per season for a professional football team.”…

Minimax is an assumed strategy that rational players utilize when locked into a zero sum game.  It basically states that each player will attempt to minimize their loss.  For this research, baseball and football are zero sum games in that gaining yards or points, necessitates a loss on the other side (loss of an out or field position).

This might be seen as banal, even if interesting, but continued research using game theory will be able to provide insights into fundamental human behavior.  This additional understanding  has truly long range applications especially and hopefully in the dismal field which is economics.

Indeed one of the primary and justified criticisms of current economic policies as it relates to fat taxes and other things, is that it fails to deal with real world behavior.

For instance, from a straight economics standpoint, driving 30 miles to save $100 is a nobrainer regardless of the price of the item itself.    However in research, we find people would drive 30 miles to save that $100 on an item whose normal cost is $300, but almost no one is willing to travel the extra distance if the original price tag was $30,000.

This is the kind of real world actions that bug economists to no end.  Looking at the idea with only logic, it seems that driving 30 miles for $100 is a good idea based upon the $100 dollars, not the item being purchased.  However, intuitively we know that saving 1/3 of an item’s cost versus 1/3 of 1% has different values to the individual.

Why?  Well, the answer to this puzzle will differ greatly among individual economists, but the good news is the research itself.  The more science we can use to help strengthen our basic understanding of humans can lead us to policies more thoughtful and more likely to end in the intended results than past attempt.

At this point, I’d just be happy if the understanding we had was used to understand things such as “tax it more and they’ll use it less” isn’t a strategy to much of anything, but all things in time.

Google’s Press Distortion

That giant economic think-tank known as Google just announced their 3Q numbers.  Not only were the results good, but they had wonder news for all those worrying:  the recession has bottomed out:

SAN FRANCISCO, California — Google on Thursday declared the worst of the recession over and paved the way for a return to heavy spending on expansion as it reported a surprisingly strong 8 per cent jump in net revenues in its latest quarter….

Fear not friends – they aren’t basing this just on themselves, but all that economic data they have:

The optimism reflected what the company said was an across-the-board recovery in online advertising, with even the struggling financial services sector showing a return to growth….

Apparently though, Google forgot to tell Bank of America about its wonderful news (BoA 3Q):

CHARLOTTE, North Carolina (Reuters) – Bank of America Corp posted a $1 billion third-quarter loss as consumer credit woes eclipsed investment banking earnings, underlining why the bank remains on a government respirator….

I’m sure they just missed that… wonder what a really big blue chip company might be doing?  GE?:

General Electric’s third-quarter results showed just how fragile the U.S. economy remains, as its troubled financial unit dragged down earnings 44 percent, despite gains in divisions that make wind turbines, household appliances and broadcast television shows….

Not only are GE, BoA, and the 9.8% unemployed unaware of this great news, but even Google insiders don’t seem to know.  Looking at the public record, Google Insiders Sales, shows recent transactions for all senior officers dropping approximately 5% of their current Google holdings just last month.

Call me a raving skeptic if you will, but I’m thinking that you need to evaluate your decision making skills if you take your economic news directly from Google press releases.

Don’t get me wrong here, they make a great product and innovate better than almost anyone.   They are and will continue to be a force in computing for sometime to come because of their agile nature combined with some of the best minds in the world.  & I remember webcrawler… wow things are sooooo much better.

Regardless of their product however, it seems their investments into economic modeling & research in respect to business cycles is limited to zero.  I would add that if you’re an investor, that’s a good thing.  Better to let them do what they do best.

Why the press release then?  The only ones who know are those who drafted the press release and those with editing decisions prior to its release.  Without any information directly from one or more of these people, then reasoning is simply impossible to prove.

We can however ask some questions to try to find the likely answer.

(To be fair) The first possibility is simple honesty & stupidity.  Someone might have intended the “recession worst over” as a marketing technique to further enhance their aim to be seen as a very smart company.  All without realizing that overly simplistic analysis, based mainly upon very recent stock market activity and their profits do not make for effective proof.  Really, it’s just another anecdote that Google’s employees share.

Another, far more concerning possibility is their politics and desire to wish to see the President do well.  For years they have given most of their political donations to one particular party.  In 2008, Democratic candidates received 5 times more money than their Republican counterparts from Google.  Their employees, including top executives, gave 10 times more money to Democrats the Republicans.

Additionally, their search site has self-imposed constraints for arbitrary reasons.  For instance, Google refuses to allow gun dealers to advertise.   As a little experiment, slip over there real quick and run a quick search on swords or strippers.  Take note of the small advertisements to the right side of your search results.  Now do the same for guns and see what ads show up… I’ll wait.

They state their policy is to not allow advertising of weapons, but I think swords should qualify.

That could be an outlier, so let’s move forward assuming their ban on gun adverts is a true policy against weapons in general.

Then why did they also restrict advertising by Pro-life groups until forced by a judge to change their policy:

After a legal conflict between Google and The Christian Institute, filed when one the of religious foundation’s ads were rejected from the Google Adwords system, Google has changed their religious advertising policy to allow pro-life advertising to appear along with their secular and pro-choice advertising…

They did change their policy, but only after being sued.  Even giving them some credit for reversing their decision, their originally stated policy reeks of political and personal opinions:

The decision changes the former Google policy which excluded any ad containing a combination of “abortion and religion-related content“…. [emphasis added mine]

Putting all of this together, it’s hard not to reach the conclusion that Google is using its outstanding press relations due to their history as a vibrant and smart company to help those with which they agree.

Which is completely and totally their right.  It’s their right to put their money where they wish, to make internal policies as they see fit, and to accept contracts for advertising from those they want for any reason they want.  None of this freedom for me, but not for thee crap.  Let them do as they will I say.

Just make sure your informed and know who you’re doing business with as well.

PS:  If you’re not doing anything on a Saturday night and there’s positively nothing on TV including uninteresting infomercials about idiots unable to use blankets, then you can check out some pretty heavy economic think tanks.  First and foremost, the recognized economic powerhouse, generally recognized as the institution who makes the call on things like, when is it a recession?  When did it start?  When did it end?

NBER, or the National Bureau of Economic Research, has long been the a standard bearer in economic research in all kinds of aspects of life ranging from health care to labor studies.  They are the largest non-profit economic research organization in the US and boasts about the great minds working there.  In fact, 16 of the 31 American winners of the Nobel Prize in Economics, have been associates NBER, including one of my heroes: Milton Friedman.

PSS:  They could turn out to be right.  The luck of life sometimes means you can do the wrong thing and end with the correct result and vice versa – you can do the right thing and end with the wrong result.  Therefore, to correctly analyze thought patterns over time, any one result isn’t necessarily a deterministic factor.

Juan Williams comes to Rush Limbaugh’s Defense

In what has to be a of the sign of the coming apocalypse, Juan Williams is now defending Rush Limbaugh (video).

While debating Warren Ballentine on the O’Reilly Factor, Juan Williams defended Rush Limbaugh against the constant attacks since the public caught wind of his potential investment in the St. Louis Rams.

Apparently a combination of the celebrity culture that is today’s professional sports and the proclaimed self-righteousness of the NFL, their players’ union and professional race “leaders” can actually lead to a temporary peace deal between  Rush & Juan.

That’s only part of the story – the rest of the story should be the blatant hypocrisy of an organization which demonstrates regularly that it could care less about real criminal acts, much less controversial statements from within their ranks.

The easiest example for analyzing the league’s value system based upon their actions is Michael Vick.  Giving this guy a job after he was convicted of torturing animals to death for their unwillingness or inability to fight very well was a calculated decision about money.  But that’s really just the start of the NFL’s long tradition of tolerating and enabling criminals.

It seems we can’t go more than a couple weeks without a players getting arrested for drinking and driving.  For example, the St. Louis Rams are still allowing Leonard Little to play football, even after killing someone in a drunk driving incident which he followed up with another DWI (here) arrest.

Even more recently the Rams have shown a complete disregard for the community by their willingness to take a firm stand on behalf of players killing innocent citizens.  Ignoring their past problems, they thought it might be a good idea to bring on a new player with prior DUIs.

No worries to the citizens of St. Louis though, according to the Ram’s GM, he passed the “character” test during background investigations.   I’m sure the friends and family of the deceased are glad to know this player received the all important, “I looked into his eye and saw his character” test.

Of course it’s not just the Rams.  Let’s not forget Dante Stallworth recently entered into the “NFL players who  killed innocent people” club as well.

& as NFL traditions go, drinking and driving is just one of the time honored ones.  Another tradition  is using their strength to assault others.   Domestic violence seems to be the most popular  form of this tradition (here, here, & here), including the amazing amount of courage it takes to beat your babys’ momma with an aluminum mop handle while the kids watch (here).

As bad as all that is by itself, this information truly is a very small percentage of the NFL’s actions as it relates to criminal behavior within their ranks.   The endless stream of examples includes all types of crime including assaulting cops, assaulting security guards, shootings, drug rings, weapon’s charges probation violations, coaches assaulting other coaches, and even just plain ole indecent exposure – which in some cases can result in a being forced to register as  sex offender.  There are literally so many available examples of NFL players’ crimes, it’s challenging to pick and choose enough examples to be convincing, while ensuring this post doesn’t end up longer than the health care bill.

Indeed, so much information exists that at least one website is dedicated to tracking it (NFL Crimes News Blog).   A while back they even promised to take down their entire site if they could go 60 days without seeing an arrest posted on ProFootballTalk police blotter.  The closest they’ve gotten is 29 days.

The basic point?  For an organization with such a demonstrable history of ignoring and enabling real crime, their attempt to come off as self-righteous based on someone’s past comments is another perfect example of style over substance.  It would almost be amusing if it didn’t show how shallow our celebrity obsessed culture can be.

Standard Libertarian Disclaimer:  As a private business the NFL can pick and chose its investors at will.  I really don’t care all that much that the NFL pulled Rush’s bid nor would I ever want to take away their rights to do so.

Of course as a corollary to their freedom to chose their investors, we all have the freedom to point out the hypocrisy of such a decision.  When the NFL, the players, and the players’ union collectively run around throwing matches at people while they know full well they are standing in a house full of gun powder & explosives, they deserve nothing more than ridicule.

Is this reality or a weird parody?

Without apparent concern about the percentage of people who loudly proclaim their dislike of the DMV and use it as an analogy for all that is wrong with the government… the Senate version of the health care bill includes a portion that would allow citizens the pleasure of getting health care insurance through the DMV (Townhall.com):

The most revelatory passage in the so-called “plain English” version of the health care bill that the Senate Finance Committee approved on Tuesday (without ever drafting the actual legislative language) says that in the future Americans will be offered the convenience of getting their health insurance at the Department of Motor Vehicles.

This is no joke. If this bill becomes law, it will be the duty of the U.S. secretary of health and human services or the state governments overseeing federally mandated health-insurance exchanges to ensure that you can get your health insurance at the DMV.  You will also be able to get it at Social Security offices, hospitals, schools and “other offices” the government will name later. …

I guess a Social Security office makes a little sense and even perhaps schools as a temporary sign-up location, but it seems to me signing up at a hospital or school isn’t a good idea over the long run.  I think the idea is that we will all live in the beautiful world with top of the line health care we got when  dropping our children off at school…  If so, it seems that getting insurance at the hospital or waiting until my child goes to school would  be a little late…

Even assuming all three of those are brilliant ideas – did they really mean to include the DMV?

I have this sinking feeling politicians everywhere laughing at us.  Either that or we need a new term other than “out of touch” that connotes the gap between everyday individuals and our leaders is so large as to make the Grand Canyon seem tiny by comparison.

Do they honestly think adding health care insurance to the duties of the the normal DMV clerk will help them pass the bill?

Who knows though?  Maybe I’m completely off base and this is setup behind the scenes by some mysterious genius who brainwashed unwitting politicians. <begin dream sequence>

In fact, it’s not stupidity that created this language.  Not at all; in fact, it’s a creative attempt at a self destruct device for the bill as is.  Where exactly in the world is Hank Scorpio <end dream sequence>

Of course the latter would assume a complex network of contacts and some people with super powerful persuasion skills while the former only requires a belief in the group ignorance of our current set of politicians.

In experience and recent history is any guide, the safe bet is on idiocy.  All day, every day, and twice on Sunday.

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Dental Insurance Available: Data not provided
Employee Eligible: Data not provided
Employee Enrolled: Data not provided
Dental Carrier Name: Data not provided
Dental Carrier Phone Number: Data not provided
Dental Insurance Policy Number: Data not provided
VISION INSURANCE
Vision Insurance Available: Data not provided
Employee Eligible: Data not provided
Employee Enrolled: Data not provided
Vision Carrier Name: Data not provided
Vision Carrier Phone Number: Data not provided
Vision Insurance Policy Number: Data not provided
WORKERS’ COMPENSATION
Receiving Workers’ Compensation: Data not provided
Carrier: Data not provided
Date of Injury: Data not provided
Date of Award: Data not provided
Claim Number: Data not provided
Claim Pending: Data not provided
INCOME AND DEDUCTIONS
Average Hours per Pay Period: 81
Rate of Pay: $2,237.25 / Semi-monthly
Pay Cycle: Semi Monthly
2009 2008 2007
Total Gross: $37,989.39 $51,359.92 $48,890.04
Payroll Deduction for All Insurance Coverage: Data not provided
PAY PERIOD DETAIL   9/15/2009
Income Withholding
Total Gross Earnings $2,274.75
Pension Data not provided
Other Income Data not provided
Federal Tax $152.13
State Tax $52.03
Local Taxes $34.81
Social Security $141.03
Medicare $32.99
Retirement/401k $916.66
Cafeteria Plan $0.00
Garnishments $0.00
Other Withholding $0.00
HISTORICAL PAY PERIOD SUMMARY
Pay Period End Date Pay Date Hours Worked Gross Earnings Net
09/15/2009 09/15/2009 $2,274.75
08/31/2009 08/31/2009 $2,274.75
08/15/2009 08/14/2009 $2,274.75
07/31/2009 07/31/2009 $2,274.75
07/15/2009 07/15/2009 $2,274.75
06/30/2009 06/30/2009 $2,274.75
06/15/2009 06/15/2009 $2,445.09
05/31/2009 05/29/2009 $2,189.58
05/15/2009 05/15/2009 $2,189.58
04/30/2009 04/30/2009 $2,189.58
04/15/2009 04/15/2009 $2,189.58
03/31/2009 03/31/2009 $2,189.58
03/15/2009 03/13/2009 $2,189.58
02/28/2009 02/27/2009 $2,189.58
02/15/2009 02/13/2009 $2,189.58
01/31/2009 01/30/2009 $2,189.58
01/15/2009 01/15/2009 $2,189.58
12/31/2008 12/30/2008 $2,189.58
12/15/2008 12/15/2008 $2,189.58
11/30/2008 11/26/2008 $2,189.58
11/15/2008 11/14/2008 $2,189.58
10/31/2008 10/31/2008 $2,189.58
10/15/2008 10/15/2008 $2,189.58
09/30/2008 09/30/2008 $2,189.58
09/15/2008 09/15/2008 $2,189.58
08/31/2008 08/29/2008 $2,189.58
08/15/2008 08/15/2008 $2,189.58
07/31/2008 07/31/2008 $2,189.58
07/15/2008 07/15/2008 $2,189.58
06/30/2008 06/30/2008 $2,189.58
06/15/2008 06/13/2008 $2,487.08
05/31/2008 05/30/2008 $2,040.83
05/15/2008 05/15/2008 $2,040.83
04/30/2008 04/30/2008 $2,040.83
04/15/2008 04/15/2008 $2,040.83
03/31/2008 03/31/2008 $2,040.83
03/15/2008 03/14/2008 $2,040.83
02/29/2008 02/29/2008 $2,040.83
02/15/2008 02/15/2008 $2,040.83
01/31/2008 01/31/2008 $2,040.83
01/15/2008 01/15/2008 $2,040.83
12/31/2007 12/28/2007 $2,040.83
12/15/2007 12/14/2007 $2,040.83
11/30/2007 11/30/2007 $2,040.83
11/15/2007 11/15/2007 $2,040.83
10/31/2007 10/31/2007 $2,040.83
10/15/2007 10/15/2007 $2,040.83
09/30/2007 09/28/2007 $2,040.83
09/15/2007 09/14/2007 $2,070.79
08/31/2007 08/31/2007 $2,033.34
08/15/2007 08/15/2007 $2,033.34
07/31/2007 07/31/2007 $2,033.34
07/15/2007 07/13/2007 $2,033.34
06/30/2007 06/29/2007 $2,033.34
06/15/2007 06/15/2007 $2,033.34
05/31/2007 05/31/2007 $2,033.34
05/15/2007 05/15/2007 $2,033.34
04/30/2007 04/30/2007 $2,033.34
04/15/2007 04/13/2007 $2,033.34
03/31/2007 03/30/2007 $2,033.34
03/15/2007 03/15/2007 $2,033.34
02/28/2007 02/28/2007 $2,033.34
02/15/2007 02/15/2007 $2,033.34
01/31/2007 01/31/2007 $2,033.34
01/15/2007 01/12/2007 $2,033.34